OBBBAcheck

Does New YorkTax Tips & Overtime After the OBBBA?

New York conforms to the federal deductionfor the federal OBBBA tip and overtime deductions. Here's what that means for your paycheck.

Compiled by Sharon Ben-Moshe · Conformity data verified August 1, 2026

Quick answer

New York has a state income tax (about 6.85% used for estimates) and currently conforms to the federal deduction. That means your tips and overtime are exempt at the state level too.

Tips deduction

Conformed

Overtime deduction

Not conformed

Details for New York

Not automatic federal conformity — New York enacted its own parallel law exempting up to $25,000/year of tips starting tax year 2026. Overtime was not given the same treatment; the federal overtime deduction must be added back on Form IT-225.

View the legislation →

Last verified August 1, 2026.

How OBBBA tips & overtime work in New York

The OBBBA is a federal deduction: eligible workers can deduct up to $25,000 of tips and $12,500 of overtime premium ($25,000 if married filing jointly) from federal taxable income through 2028. Whether New York follows suit depends on state conformity. FICA (Social Security and Medicare) applies everywhere. Learn more about the tip deduction and the overtime deduction.

How this is sourced: New York's conformity status is tracked against state legislation and primary IRS guidance, and re-verified as the law changes. See our methodology and sources.