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Guides, explainers, and state updates for tipped employees and overtime workers.
Self-Employed and Earning Tips? How to Claim No Tax on Tips and Cut Your Quarterly Taxes
Gig and self-employed tipped workers can deduct up to $25,000 in tips under the OBBBA — but not their self-employment tax. How to qualify, the net-income limit, and lowering your quarterly payments.
Is 'No Tax on Tips' Really Tax-Free? What Still Comes Out of Your Tips in 2026
'No Tax on Tips' is a federal income tax deduction — not a full exemption. FICA and many state taxes still apply. Here's what really comes out of your tips.
Which Jobs Qualify for No Tax on Tips? The IRS Occupation List for 2026
The IRS finalized an exhaustive list of 70+ tipped occupations eligible for the OBBBA deduction. See if your job qualifies and what counts as a qualified tip.
How to Calculate Your No Tax on Overtime Deduction (Only the Premium Counts)
Only the 'half' premium of time-and-a-half qualifies for the OBBBA overtime deduction — not your full overtime pay. Here's the math with 2026 examples.
OBBBA Income Limits: How the Tips and Overtime Deductions Phase Out Above $150K
The OBBBA tips and overtime deductions shrink $100 for every $1,000 of MAGI over $150,000 ($300,000 joint). See exactly where each deduction hits zero.
Will Your State Still Tax Your Tips and Overtime in 2026?
'No tax on tips and overtime' is federal only. Whether your state follows depends on conformity — and many states still tax both. Find your state's status.
OBBBA Overtime Tax Exemption: Keep More of Your Time-and-a-Half Pay in 2026
The OBBBA overtime exemption lets eligible workers deduct up to $12,500 (or $25,000 if married) in overtime wages from federal income tax through 2028. Here is who qualifies and how much you can save.
Adjust Your W-4 After OBBBA: Stop Overpaying Tax on Tips and Overtime
Your employer may be withholding too much federal tax if you earn tips or overtime. Updating your W-4 to reflect your OBBBA deductions puts the savings in every paycheck — not just at tax time.
No Tax on Tips Under OBBBA: The 2026 Guide for Tipped Workers
Under the One Big Beautiful Bill Act, tipped workers can deduct up to $25,000 in qualifying tip income from federal taxes through 2028. Here's exactly how it works.